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Make your home dreams and projects possible while saving money with a Home Equity Line of Credit.

4.99%APR*

6 Months Fixed Introductory Rate

  • Fixed rate for the first 6 months thereafter a variable rate subject to change monthly
  • Access up to 90% of the available equity in your home
  • 10 Year initial draw
  • 15 Year repayment period
  • Interest may be tax deductible*

Current rates range from

8.000%APR*

to

10.000%APR*

*Home Equity Line of Credit intro rate of 4.99% APR is available for the first six monthly billing cycles after which the APR is variable and may change. (current rates range from an APR of 8.000% to 10.000%.). APRs and Prime rate current as of 08/24/2023 and subject to change without notice. NMLS#671636.

Limited-Time Offer!

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Questions?

Call us at 410-768-7800 or contact us.

Features a revolving line of credit with check writing convenience. Interest varies monthly based on Wall Street Journal Prime rate +/- the margin shown. The maximum APR on Home Equity Lines of Credit is 18%. Minimum loan amount $10,000, Maximum loan amount $1,000,000. Borrowers must exhibit minimum credit scores to qualify. Home Equity Lines of Credit have initial draw periods of 10 years which can be extended for another 5 years at the discretion of AFSB. The repayment period is 15 years. All loan applications are subject to credit and property approval. No fees to use, not use or close your Home Equity Line of Credit loans and No Closing Cost Loans after 36 months. State and/or local government taxes may apply at closing. Closing cost fees for loans of $50,000 range from $500-$1,200. Property insurance is required on your home. Call for rates for loan amounts above $1,000,000.

$10,000 advance required at loan closing. Excludes any county/city imposed transfer taxes. Borrower is responsible for all closing costs if the loan is paid off and closed in less than 36 months. Interest may be tax deductible. Consult your tax advisor.

+Prime Rate as published in the "Money Rates" table in the Wall Street Journal. An increase or decrease in the index will result in an increase or decrease in the APR and the Finance Charge you will pay. The Wall Street Journal Prime rate as of August 24, 2023, was 8.50%.

SUBJECT TO CREDIT APPROVAL